Heritage Park Homes For Sale and Real Estate in Cedar Park, Texas

Heritage Park Homes

The community is in between West New Hope Road, North Lakeline Blvd, and South Bagdad Road. The average sizes of homes in this community start at a little over 1,200 square feet and can reach over 3,000 square feet depending on your preferred floor plan. Heritage Park houses can date their original builds back to 1999 with houses built as recently as 2004. Many home owners have decided to upgrade and remodel their places to equip them with many of the modern amenities buyers look for ensuring that although your house may be dated, it will not lack the luxuries found in more recently built places. Prices in this community start just below $150,000 and can go as high as $200,000 depending on your desired size and customization preferences.

Heritage Park Real Estate

The location of the community puts residents within the Leander Independent School District. This allows children of owners to be able to receive a public education at Knowles Elementary School, Running Brush Middle School, and Leander High School should they so choose. Many places in the community are within walking distance to Leander High School.

Heritage Park Homes for Sale

Heritage Park real estate is surrounded by amenities available to all residents in the community. At McGregor Lane owners can enjoy a play grounds, community pool (accessible solely to residents), and a covered pavilion sitting area on over seven acres of beautiful space. It is only a short drive to a number of city parks not far from your house. A mere two miles away is the Veteran’s Memorial Park which has a tennis court, a pool, beach area, waterslides, water play scape, water sprays, and plenty of other non-water based amenities as well. An even shorter distance away from your place is the over eight and a half acre Gann Ranch Park. This park has a bike trail, playground, play scape, hiking trail for nature enthusiasts, picnic area, and covered pavilion for lots of family fun!

Cedar Park Homes

Cedar Park houses for sale in Heritage Park are also located within two miles of six churches for residents who enjoy visiting religious ceremonies giving owners a number of options for worship opportunities. After a two mile drive down West New Hope Drive it is only a short trip down the easily accessible 183A Toll Road to reach Austin for those who work there.

RESP – Register Education Savings Plan Woes

The RESP Group plans account for a third of the $18 billion that Canadian parents have socked away for their kids’ post-secondary schooling since the federal government created the RESP program in 1998. They are run by organizations that manage the RESP assets on behalf of parents, with names like the Canadian Scholarship Trust Foundation, USC and Heritage Education Funds.

The catch: the pooled plans, which have had a reputation for aggressive marketing campaigns, including ads in hospitals and dentists’ offices, come with long lists of fees and complicated rules. The plans are now the subject of a growing wave of complaints from parents and scrutiny by regulators The group plans typically include significant barriers for those who want to stop contributing, including a sharp reduction in the final payout from the plan toward a child’s post-secondary education.

Parents may transfer their RESP to another dealer, such as a bank, but most group plans will first deduct all the profits made on the parents’ contributions, which can grow to a substantial sum over the years. Those who want out also typically have to pay other fees, like an enrollment fee that often amounts to hundreds or thousands of dollars, a “depository” fee, and a transfer charge. The pooled RESPs are also facing a lot of other scrutiny. Another examination of the sector has been going on, this one by the Canadian Securities Administrators, which represents all the provincial securities regulators. The earlier review concluded with a damning report that revealed a litany of serious shortcomings, including: poor oversight of salespeople, who did not disclose fees properly and passed themselves off as working for a nonprofit organization when they actually worked for commissions; deceptive marketing material that falsely suggested government regulators had endorsed the plans; inflated rates of return that relied on “creative calculations to make the returns appear higher”; and lax record-keeping.

Even after the reforms, however, the grumbling from parents did not go away. At the Financial Consumer Agency of Canada, an Ottawa government regulatory agency that investigates complaints against federally regulated financial institutions, spokesman John Kane said a growing number of Canadians are calling to complain about RESP dealers of all stripes. The issues most commonly raised are the usual sore spots involving the group plans: fees and problems with accessing funds in a plan. (Self-directed RESPs typically involve minimal or no fees and impose no restrictions of their own on getting to the funds, apart from those of the federal RESP program.)

According to the Ontario Securities Commission these are what you would have to expect if you are considering a Group RESP. Investment decisions are made for you. Contributions are made according to a set schedule, which is determined when you open the plan. If you miss a contribution to the plan, your account may go into default and your plan may be terminated. If you are allow to stay in the plan, you may have to pay extra fees and interest on the missed payment. The interest owing can grow over time to an amount that is difficult to pay. Fees you are expected to pay:

• Enrollment fees (Usually 1st year contribution is eaten up by this fee, and up to 50% of 2nd year until fees are all paid)
• Administration fees
• Investment management fees
• Depository fees
• Trustee fees

Because fees are deducted from the early contributions, this will decrease the earning power of the investment. These plans have more restrictions than other types of plans on how much and how often you can make withdrawals. i.e If your child decides to go to summer school to fast track, you may not be allowed to withdraw any of the funds to pay for summer school.

Now the good news is that there are plans, self directed plans through banks and mutual fund dealers where you have control of the contribution amount, the type of investment and most important of all,the funds being available when needed. This being said, your child will receive the government grants and none of that will go to pay fees. Most mutual funds do have a fee, a fee that is diminished until it is zero after seven years. Think about it, your child’s RESP will be there longer than seven years therefore no fees!

What does this mean to you as the consumer? Read the prospectus and ask questions!

A Critical Heritage Makers Review From Someone Who Didn’t Join

If you’re reading this third party Heritage Makers review, chances are you’re thinking about joining and becoming a consultant for Heritage Makers. Before you do, I want to encourage you to take a moment to go over this entire review. I’ll cover the essential details you’ll need to know to make an educated decision about the company. I’ll also go into what you need to do to truly succeed in a company like Heritage Makers. Before proceeding, I want to disclose that I’m not affiliated with Heritage Makers in any way, so you can be sure that you’ll be getting a true third party perspective on the company and the business opportunity.

Who Is Heritage Makers And What Do They Do?

If you’re serious about making money as a Heritage Makers consultant, then it’s important that you take a good hard look at the company itself as well as the products they market. The Utah-based company was started in 2005, and has more than 6,000 consultants and more than 100,000 customers. The members of the management team, led by Co-Founders Doug Cloward and Sharon Murdoch, bring a lot of direct sales experience to the table. This is a good thing if you’re looking to join and attach your name to the company.

The company sells various products but all the products revolve around the concept of creating memories and stories with pictures. Honestly, at first glance I didn’t think it would be a concept that I could see potential in. Then I thought about all the social media sites that allow you to post pictures and share stories with other people. Social sites like Facebook, Twitter, Pinterest and Instagram are growing by leaps and bounds, so clearly picture sharing is something people like to do. Sharing and talking about the product looks simple enough. But if you want to build a team of people, you’re going to have to get real good at selling the concept of getting in on the “story telling with picture and creating memories” to people open to taking a look at a business opportunity. If you can do that, you can very well leverage the business model Heritage Makers has in place to build a good business for yourself.

How Do You Make Money?

As a consultant, you can make money a few different ways. You can earn upfront commissions retailing products, as well as passive income when your customers order more products. There are also several bonuses you can qualify for based on your performance. In addition to that, there are incentives like jewelry, vacations and cash giveaways for people who are top producers. The compensation plan is pretty straight forward and simple to understand. And for the right person, the compensation plan could be very lucrative and profitable.

Is It A Good Opportunity?

After reviewing all the information, it certainly looks like Heritage Makers is a solid company with a good opportunity. The company has a good management team, and the income opportunity is fair and generous. With that being said, while having those things are definitely a plus, they have little bearing on your overall success. Why? Because your success will depend on your ability to bring in new people into your team and your ability to get retail customers. If you can position yourself to get a sufficient amount of leads so you can get enough reps and customers to build a business, you can very well be on your way to prosperity through the Heritage Makers opportunity.